Proposed details
Proposed Diwali Scheme Overview
Draft figures only; not an approved offer, invitation to pay or guarantee of payout.
Status: proposal under review. Do not collect contributions or represent the scheme as approved until the legal structure, required approvals, funding and final terms are confirmed.
₹500monthly contribution per chit
11monthly contributions
₹5,500total contributions
₹6,500proposed payout per chit
Illustrative multi-chit table
Mathematical illustration only; not confirmation that the arrangement is lawful or funded.
| Chits | Monthly contribution | Total contributions (11 months) | Proposed payout |
|---|---|---|---|
| 1 | ₹500 | ₹5,500 | ₹6,500 |
| 2 | ₹1,000 | ₹11,000 | ₹13,000 |
| 3 | ₹1,500 | ₹16,500 | ₹19,500 |
| 4 | ₹2,000 | ₹22,000 | ₹26,000 |
| 5 | ₹2,500 | ₹27,500 | ₹32,500 |
| 6 | ₹3,000 | ₹33,000 | ₹39,000 |
Proposed dates
- Proposed launch / first payment: 8 November 2026.
- Proposed contribution period: 11 months.
- Proposed payout timing: one week before Diwali in October 2027.
Confirm exact instalment and payout dates before publication as an active offer.
Funding must be explained
The proposed payout is ₹1,000 per chit more than contributions, before operating costs. Its lawful funding source must be validated before any commitment.